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Computerization for a bank in India
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A co-operative bank with 4000+ branches, in a state of India, requires an integrated and managed solution to roll out computerization across these branches. The co-operative bank basically caters to providing banking and disbursement of agricultural and non-agricultural credit in semi-urban and rural areas. It also helps its end customers in sales and marketing of their agricultural and non-agricultural produce.
The project is being rolled out in phases in Tamil Nadu (Tamil Nadu is one of the largest states in India) The first phase covers 700+ branches. |
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- Robustness of the solution. The branches are in semi-urban and rural areas with no facilities for air-conditioning and controlled environments
- The bank had no experience in computerization or in managing a computing service/solution
- The bank staff also needed to educate and aid the end customers in the sales and marketing of their produce
- Speed for roll out was a challenge. Also training and adoption was a challenge
- From the perspective of the government, the solution should be controlled centrally. Also, applications and utilities should be administered and managed
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- A robust and managed solution that can guarantee less downtime. The end customers (the populace in this case) sometimes travel large distances to the bank and hence downtime needs to be minimal
- A solution that requires minimal administration from an applications perspective. Also, a solution that does not require specific additional branch level customization to scale
- The users will be semi- skilled. Hence, the solution should be easy to use and handle
- The solution should be centrally controlled and centrally administered. There should be secured access and control on applications
- The roll out is in partnership with the largest government owned ISP in India, and needs to cater to a large geographical spread
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- 500+ branches are using the Novatium Navigator service as a part of Phase 1. Phase 1 commenced in mid 2010
- Access rights and privileges based on user roles and job functions
- The solution roll out is planned taking into account adoption and training needs
- Mechanisms have been provided for the users (bank staff in this case), to get authentic information from the government
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- Increase in productivity in performance of the branches
- Minimal downtime and more satisfied customers
- The branches are able to share information from government and other sources such as the web, to aid the end customers in the sales and marketing of their produce and in their businesses
- Low cost of roll out across a wide geographical spread. Customization, installation and roll out does not require extensive system integration expertise
- With computerization being implemented, the solution can easily scale to all other branches. It will also allow for a core banking solution to be implemented more easily in the future
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500+ branches use Novatium Navigator service with complete manageability. The bank has been able to roll out and use the solution effectively, at the same time expending less time and money. |
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Computerization in a premiere Engineering College in India
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Computerization of Public Distribution System in Tamil Nadu
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Public Distribution System (PDS) is the primary social welfare and anti-poverty program by the Government of India; it is a universal system to cover all the families by distribution of food supplies. The government aims to have at least one PDS shop in each village, the food supplies are supplied to the families at a subsidized price. The supplies were earlier managed with handheld devices.
The Government wanted a transparent and manageable which can also help in accountability of the supplies,. As a pilot , it was decided that the Novatium Navigator solution will be rolled out for PDS shops in one of the biggest states in India – Tamil Nadu. |
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The Public Distribution System was facing the following challenges
- It lacked a robust computing solution which has low downtime and can be centrally managed
- Billing was done manually using hand held machines. There were hence billing inaccuracies and did not provide real time data sharing with the central system
- The users (PDS staff in this case) had low IT skills. Adoption and accuracy of any computerization solution was hence a challenge
- No computerization leads to challenges on control over pilferage and unsold stocks
- The computerization solution needed to be scalable. It should be expandable with minimum IT intervention as needs evolve
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- To provide a robust computing solution with minimal downtime
- The solution should be managed centrally- users, applications, access rights et al should be provisioned centrally without IT intervention at the PDS outlets
- A Scalable model whereby the solution can expand as the user needs expand. The solution expansion should require minimal system integration intervention
- Faster rollout and implementation of services and data across various locations
- A simple solution which the IT skills users can use easily
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- 100% managed device and service model to support remote deployments. The solution provides guaranteed system uptime
- Optimum usage of Internet bandwidth
- Control over applications. Access control to use only online system of PDS and applications needed for user
- Remote Installations of hardware, updates, patches, drivers as and when needed
- The solution requires no technical knowledge on computing. Training and adoption challenges were ascertained and adequate support provided as part of solution roll out
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- Increased in efficiency and productivity of PDS staff by control over applications and URL
- Minimal training and hand-holding g required for PDS staff
- The PDS shops turned out to be more professional, standardized and customer centric in their work
- Easy management and control over the stores irrespective of their locations
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A robust model where the Public Distribution department had control over sales, stocks and collections, which helped the department to distribute stocks efficiently and effectively with no or very less downtime using Novatium Navigator. The solution has been rolled out to 20+ different locations as part of the pilot project. |
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Computing solution for urban users along with BSNL
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Enabling computer literacy to pre and primary school
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Enabling ICT in training institutes in India
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Facilitating education solutions for schools across India
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Home computing penetration for rural customers along with BSNL
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BSNL (www.bsnl.co.in) is a leading telecom operator in India, with over 90 million cellular and 25 million wireline subscribers. The government of India has initiated the Universal Service Obligation Fund (USOF) program to encourage and provide widespread access to quality ICT services at affordable prices to people in rural and remote areas. BSNL, being a government owned entity, is a preferred channel to meet the USOF objectives.
BSNL needed an effective computing service provider to encourage the avowed penetration of ICT services. Novatium needed a preferred channel provider to proliferate its superior and convenient computing experience in line with its vision of “Computing for the next billion”. |
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- Efficient utilization of government provided funds with a managed computing service. Increase the utilization of unutilized network capacity
- A managed computing service that propagates tie in with the telecom service provider. Normal PC bundling solutions have no accountability and are not scalable
- Minimize recurring service expenses and cost
- The computing service should be robust enough to work under non- controlled conditions
- Adoption and ease of use were identified as significant impediments to ICT adoption
- The rural segment traditionally has lesser ARPU, the telecom provider also needed to maximize its revenue with this segment
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- Provide an end to end managed solution for the consumer market. The solution should enable end users in their daily and professional tasks and provide a majority of functions that traditional desktop solutions do, albeit at a greater value
- Customizability for the rural segments
- Low power consumption, immunity to viruses, lower hardware and software obsolescence
- Offer users a bundled subscription model including a low upfront cost for the device and a monthly recurring cost. The investments should however be protected by device lock in to the telco network
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- Novatium PC as a service solution for the consumer market. The solution was customized for the roll out with BSNL is rural markets
- An end to end solution with minimal manageability. Solution upgrades etal are managed by Novatium without user intervention
- The solution bundle includes device, connectivity, applications and post sales support. The bundle has a low up front one time cost and a recurring cost for all the above in a single customer bill
- The solution also supports varied billing and charging mechanisms for broadband, applications, subscription etal, in the future. The telco can hence customize its value bundle for the customer
- The solution provides the telco the opportunity to cross sell and up sell and increase its share of the revenue pie
- Integration with the telecom operator’s existing network infrastructure and billing platform
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- The Novatium Navigator service and its roll out for USOF has increased revenues for the operator for broadband. It has also increased tie in and revenues for other service lines such as fixed lines
- The challenges of training, ease of use and adoption have been mitigated
- Navigator service has reduced churn from 3% to 8 %
- The government’s obligations under the USOF scheme were achieved. This in turn has aided in the implementation of many other e-governance and ICT projects
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Novatium successfully rolled out with the operator, the Navigator service across India. This had resulted in a substantial subscriber base for Novatium and the operator in rural India. The current USOF subscriber based stands at 20000+ subscribers. |
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ICT implementation and facilitate e-Education in primary schools
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Managed service implementation for Mauritius Telecom enterprise
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Novatium Navigator service with a Telecom Operator in Mauritius
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Novatium Navigator service with leading Telecom Operator in India
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A leading telecom operator BSNL in India, with over 90 million subscribers, and the largest land line telephone provider in India. BSNL is India's oldest and largest communication service provider (CSP). It has footprints throughout India except for the metropolitan cities of Mumbai and New Delhi, As of June 30, 2010, BSNL had a customer base of 27.45 million wire-line and 72.69 million wireless subscribers. |
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- The telecom operator was losing its subscriber base to other competitors, they wanted to increase the subscriber base on fixed line and also increase their subscriptions for ADSL broadband connections
- The telecom operator wanted to increase the revenue by introducing new services to its customers on the existing fixed line platform
- A scalable solution for PC bundling for urban users, as the old PC bundling solution with PC manufacturer was not scalable
- As a leading Telecom Operator in India, the Government of India has approached for Broadband penetration in rural at a subsidized price with PC bundling offers
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- An integrated solution which can manage the complete life cycle of the customer centrally for PC and broadband offering
- A subscription model for the telecom operator where they can retain the customer for a longer period of time with new Value Added Services
- A complete PC bundled solution for the rural users which can be given at a subsidized price and a scalable model
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- A totally managed end to end solution for the consumer
- The Navigator service was integrated with the existing network infrastructure and billing solution of the telecom operator
- Novatium enabled a single billing solution where the user gets only one bill for the whole PC bundling solution
- A single support window was enabled for the customers to reach for any issues or support including PC, broadband and applications
- The operator provided a subsidy model to the rural users as the device can be locked with the telecom operator
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- The Novatium Navigator service was implemented on fixed lines which has increased the subscription for DSL connections
- Increased revenue for telecom operator by enabling a new subscriptions base and the telecom operator was able to cross and up sell various other services
- The telecom operator was able to retain the customer for a longer period due to the Navigator service
- Increased broadband penetration because of rural subsidy model for the telecom operator and also the subscription to ADSL connections increased
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Novatium successfully rolled out with the operator, the Navigator service across India. This had resulted in a massive subscriber base for Novatium and the operator both in rural and urban India. Navigator service has reduced churn for the operator by 3 to 8 %. |
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Pilot project of Novatium Navigator
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